Lagniappe, Money

Savings Challenge Accepted

  Let’s Get the Bread Let me start by saying: I subscribe to the school of thought that claims avoiding avocado toast and lattes WON’T make you rich. Skipping the toast won’t get you the bread. There’s absolutely no way to five dolla holla your way to true financial security. However, I also believe the… Read More Savings Challenge Accepted

Money

Navigating Automobile Insurance Pricing

But I’m A Good Customer Have you ever heard that in the world of automobile insurance, being a customer in good standing for a long period of time can work against you? I’d been told a few times, but actually didn’t believe it. No tickets, no accidents, no claims, should make me the kind of… Read More Navigating Automobile Insurance Pricing

Money

Take the Trip But First Save the Money

Travel is the only thing you buy that makes you richer.   We seemed to have jumped straight from a post-Covid existence into inflationary angst, not cool at all. Saving money, breadmaking and nesting were the daily existence, along with virtual work and school for many. Although, we are back out in the world, our… Read More Take the Trip But First Save the Money

Money

Car Trouble: Should I Keep My Vehicle or Sell it

I don’t really have car trouble, I have trouble making decisions. About a year ago, I moved to a new home significantly closer to my work location. What was a 30 minute commute is now  minutes. That’s only if I catch the one red light between my driveway and the parking lot at work. And… Read More Car Trouble: Should I Keep My Vehicle or Sell it

Money

Smart Financial Steps

Focus on what you can control, not what you can’t.   In the turbulent, troubling world of Covid-19, there are plenty of things we can’t control. Rather than let that be a complete discouragement, identify what you control, and take can charge. One area where I have more opportunity now to slow down, analyze and… Read More Smart Financial Steps

Lagniappe, Money

Rental Market Bay County FL

Search Rentals in Bay County, Florida No doubt the Covid-19 crisis had a tremendous negative impact worldwide. Most tragic is the loss of lives, families and even communities. The emotional toll is significant as well, with mental health and long term physical impacts to survivors both troubling issues. The financial toll is evident as well,… Read More Rental Market Bay County FL

Adventures, Money

Mortgage Calculators and Investment Properties

    Purchasing Investment Property Purchasing an investment property is never an easy decision, with potentially plenty of angst while trying to weigh pros and cons. Calculating down payment, principal and interest, insurance and taxes can be overwhelming. With investment properties, the focus is also on pay down speed. It’s not an income producing property… Read More Mortgage Calculators and Investment Properties

Money

Four Sites to Help You Fix Your Finances

While we wait out The Virus, how about using your time to evaluate your financial situation? Keeping healthy, staying safe, and taking care of our loved ones are all at the top of the list of what we need to do, but we are dealing with economic uncertainty as well. Don’t feel overwhelmed! Use these… Read More Four Sites to Help You Fix Your Finances

Lagniappe, Money

5 Fast and Easy Money Saving Apps

  We could all use a little more cash in pocket, amiright?   Money saving efforts throughout the year yield more cash for gifts in December. Mind you, I’ve never had the sheer determination and willpower to become a paper and scissors couponer, but technology has freed us all from that grind. When I hear good… Read More 5 Fast and Easy Money Saving Apps